Service area
Roofing, Siding and Windows in Chesterfield, MO
H&F Exteriors replaces roofs, siding and windows on Chesterfield homes, most of them built from the 1970s through the 1990s. Chesterfield’s permits and inspections run through St. Louis County, and we explain what the county code means for your re-roof before work begins. Locally owned since 2018, with one project manager from start to finish.
4.9900+ Google reviewsNo interest if paid in full within 18 months¹
Book your free inspection
Pick a day and time. Your project manager confirms the same day. No cost, no obligation, no pressure to decide.
Chesterfield homes
About seven in ten Chesterfield homes were built between 1970 and 1999, with the 1970s the busiest decade of all.
We work across Chesterfield and nearby Wildwood, Town and Country and Ballwin.
Is it time to replace your roof, siding or windows in Chesterfield?
About seven in ten Chesterfield homes were built between 1970 and 1999. Whatever your home’s age, here is what wear looks like on its roof, siding and windows.
Signs your roof is wearing out
Homes from the 1970s through the 1990s have had at least one new roof, and some of those are now wearing out too. Look for curling or cracked shingles, bare spots, grit in the gutters and stains on upstairs ceilings. On an attached home, check where your roof meets your neighbor’s.
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Signs your siding is wearing out
Hardboard siding was common on homes from these decades, and it swells, flakes and rots at the bottom edges once its paint fails. Vinyl from the same years fades, cracks and pulls loose.
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Signs your windows are wearing out
Double-pane windows from the 1980s and 1990s often fog between the panes as their seals fail, and frames from the 1970s run drafty and get hard to open.
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Insurance: some insurers limit coverage on older roofs, so storm damage left unrepaired can cost you later.
Some homeowners wait until there’s a leak, a draft or a cracked panel before calling. A free inspection catches problems before then, and tells you what needs a repair, what needs replacing, and what is still fine.
By era
What to expect from your home
The 1970s
About a third of Chesterfield’s homes date from this decade. Most are on their second or third roof, and many still have hardboard siding and original or early replacement windows.
The 1980s and 1990s
Nearly four in ten Chesterfield homes were built in these two decades. Larger rooflines with valleys and dormers are where leaks start, and builder-grade shingles from the 1990s are at or past their rated life.
Attached homes
About one in eight Chesterfield homes is single-family attached. On an attached home, we show you in photos and on the itemized estimate exactly which work covers your home.
Historic landmarks
Chesterfield designates historic landmarks individually, through H-Historic zoning. For a designated landmark, alterations to significant exterior features need a Certificate of Appropriateness from the Historic & Landmark Preservation Committee.
Permits and ice and water shield in Chesterfield
The City of Chesterfield issues Municipal Zoning Approval, which is then taken to St. Louis County. The city contracts with the county for permitting and inspection services.
St. Louis County’s residential code is the 2015 International Residential Code with county amendments, effective April 1, 2020. Under it, a re-roof needs a county permit when the roof slope is under 4:12 or the roof covering system changes. The county’s re-roofing checklist adds replacing more than 25% of the sheathing.
The county code does not require ice and water shield, which the code calls ice barrier underlayment. We still recommend it for most homes. Because the code does not require it, an insurer may decline to pay for it on a claim, so we explain this before work begins and you can decide with the full picture.
We pull the permits your project needs.
Reviews
What Chesterfield homeowners say
★★★★★
I had a great experience working with H&F Exteriors in getting our roof replaced and exterior wraps done following a tornado. They were professional, experienced, timely, and easy to work with.
Jeremy M. · Chesterfield
★★★★★
Great job with my siding replacement.
Ferenc P. · Chesterfield
Recent work
Projects in Chesterfield
Storm & insurance
Storm damage? Start here.
If hail or wind hit your home, we inspect it for free and tell you whether a claim makes sense. If it does, we meet your adjuster, document the damage and guide you through each step.
Questions from Chesterfield homeowners
Do I need a permit to replace my roof in Chesterfield?
Not for every re-roof. St. Louis County, which handles permits for the city, requires one when the slope is under 4:12, the roof covering system changes, or more than 25% of the sheathing is replaced. The city’s zoning approval comes first.
Does Chesterfield require ice and water shield on a new roof?
No. The St. Louis County code that Chesterfield uses does not require it. We still recommend it, and we tell you up front whether insurance is likely to cover it.
Is my Chesterfield house a historic landmark?
Chesterfield designates landmarks individually through H-Historic zoning, so the city can tell you whether your home is one. If it is, changes to its significant exterior features need a Certificate of Appropriateness from the Historic & Landmark Preservation Committee.
Nearby
Also serving near Chesterfield
We also replace roofs, siding and windows in these towns near Chesterfield.
Ballwin
Roof, siding and window replacement in Ballwin, MO. Free inspection, itemized estimate, and permits pulled through Ballwin’s own building office. Local since 2018.
Maryland Heights
Roofing, siding and windows in Maryland Heights, MO, where the city’s code requires ice and water shield and window replacement needs a permit.
Kirkwood
Roof, siding and window replacement in Kirkwood, MO, with landmark and historic district review checked before work begins. Free inspection.
How it works
Five steps, start to finish
Book a free inspection and we handle the rest. Here is every step, in order.
Inspection
We look at what you called us about, photograph what we find, and measure your home with Hover 3D modeling.
Estimate
On a date we set together, we review an itemized estimate with you line by line, so you know exactly what is included.
Materials and scheduling
When you are ready, we build your plan together, order materials and confirm your installation date. You get weekly updates by text while you wait.
Installation
Our team protects your property and completes the work to the manufacturer’s specifications, keeping you informed throughout.
Final walkthrough
We clean up, sweep the property for nails, and walk through the finished work with you.
Free inspection in Chesterfield
Book a free inspection of your Chesterfield home, with photos, 3D measurements and an itemized estimate we review with you line by line.
4.9900+ reviewsNo interest if paid in full within 18 months¹